Illumina Finance Solutions, Powered by CoActiv Capital Partners, is a comprehensive suite of unique leasing programs that are customized to accomodate any financial scenarios. These programs provide a fast, easy and affordable way to acquire Illumina Products.


Standard Financial Solutions

True Lease (Fair Market Value)

Lease in which the Lessor (Leasing Company) retains ownership of the equipment and the Lessee (Customer) pays rent for use of equipment.

  • Lowest monthly payment among lease types – eases cash flow
  • Fixed payment hedges inflation
  • 100% Financing
  • Pay only for use of equipment
  • Upgrade flexibility

End-of-term options:

  • Purchase equipment at Fair Market Value (FMV)
  • Return the equipment to the Lessor
  • Renew lease at Fair Market Value rental

Lease Purchase

Lease that provides the benefit of ownership to the lessee. The end of term purchase percentage can vary; it will usually not exceed 20%.

  • Fixed, low monthly payments–eases cash flow
  • Lessee depreciates the equipment on their books
  • Fixed payment hedges inflation
  • 100% Financing
  • Allows Lessee to have a guaranteed purchase amount predetermined at lease inception

End-of-term:

  • Purchase equipment at the end of term for a fixed balloon amount

Full Payout Lease

Lease in which the lessee (customer) owns the equipment at the end of term for a nominal $100 payment.

  • Fixed monthly payment
  • 100% Financing
  • Lessee depreciates the assets on their books
  • Transfers ownership at lease end

End-of-term:

  • Purchase equipment for $100
Customized Financial Solutions

Step Lease

Lease product that is structured to match your customer's budget growth over the term of the lease. Lease structured with lower payments during the early term of the lease, with predictable, gradual increases as your customer's business grows.

  • Enables immediate acquisition of instrumentation at low payments to meet budget constraints
  • Allows the repayment terms to coincide with grant monies received
  • Customized step-payments allow for conservation of capital, and budget forecasting
  • Pay only for use of equipment
  • Upgrade flexibility

End-of-term:

  • Can be structured with True Lease (FMV), Lease Purchase, or Full Payout Lease payment structures

Reagent Rental

Bundles equipment, service, and reagents on one agreement. The payments are broken down to a per-sample basis (cost per use).

  • One-stop shopping convenience
  • Allows your customer to acquire the equipment without the need for capital expenditure approval
  • Makes monthly costs and reimbursements easy to manage
  • Choice of options at end of rental term
  • 24 and 36 month terms available

End-of-term:

  • Upgrade to new technology, purchase equipment, or continue to rent at reduced rental payments